Disclosure
NATURE OF SERVICES
Tekad Smart Planning Sdn. Bhd. is a
private limited company registered with the Registrar of
Companies with the relevant licences issued by the authorities.
Tekad Smart Planning Sdn. Bhd. is authorised
to transact : -
-
Life and General Insurance business
-
Recommendation and sale of Fixed Deposits, Unit
Trust & Investment-Linked Funds
-
Advisory and planning services
related to bank housing loans
METHODS OF REMUNERATION
The planning fees charged by Tekad Smart
Planning Sdn. Bhd. are as follows :-
Planning Services for Housing Loan
-
A planning fee of RM 2,200 is
chargeable to Tekad Smart Planning Sdn. Bhd. for services rendered in
constructing, implementing and monitoring the loan plan.
A planning fee of
RM 550 is chargeable to Tekad Smart Planning Sdn. Bhd. for reviewing and
constructing a new loan plan after Year 1
No extra charge for any financial
products placed in support of the loan plan.
When you purchase something
from us, we make a commission on the sale. However, there are some
very important differences:
-
Unlike a salesperson or
telemarketer, we show you a wide range of available services,
without bias, regardless of whether we earn anything or not. First
and foremost, our goal is to help you find the right solution.
-
We earn a commission but
you don't pay a higher price because of it.
-
Unlike dealing with a
retail salesperson or telemarketer, you will never be intimidated
into buying something you don’t want. We’re here to serve you, and
we’ll never forget that.
Product remuneration than is as
follows:-
-
Life Insurance products : 35% to 5%
of premium paid, depending on type of products in a decreasing order
for a maximum 6 years
-
General Insurance products : 10% of
premium paid
-
Investment-Linked Funds : 2.75% of
the investment sum
-
Unit Trust : Ranging from 1% to
2.75% of investment sum
-
Fixed Dividend / Deposit product :
0.03% of the premium paid
|
![]("file:/C:/My%20Documents/My%20Webs/myweb/Common/Images/Transparent.gif"){kind=spacer}